If the federal government aides homeowners?

Whose houses are in threat of being foreclosed, should they not help everyone equally? I could have bought a house and been in a foreclosure situation but did the research and decided that an ARM mortgage is not a good thing. If they refinance these homes through Fannie and Freddie and other banks should they then be forced to offer me the same equity adjustments and low rate refinancing they offer these folks, or should only the irresponsible be rewarded? And no I am not talking about people who lost their jobs and are now in foreclosure because you know what the government would not have done anything for you normally.